AFAA TeleFitness


This insurance program has been specifically designed to meet the unique needs of certified fitness professionals engaged in a wide variety of personal and group instruction, including (but not limited to): group exercise, personal training, aquatic exercise, Pilates, cardio kickboxing, qigong, children's fitness programs, spinning, dance, strength, exercise, stroller-based fitness instructors, fitness bootcamp, tai chi, yoga and dance fitness, Liability coverage also applies to web/online training activities.

Over the years, thousands of AFAA members throughout the U.S. have come to K&K Insurance Group for their insurance needs.

Our low premium provides coverage that defends and indemnifies you for alleged negligence resulting in bodily injury and property damage; while performing your duties as a fitness instructor.

Avialable Limits of Liability

$500,000 up to $5,000,000 general liability coverage per "occurrence". "Occurrence" means any accident, including continuous or repeated exposure to substantially the same general harmful conditions. All policies have a "general aggregate" limit of $5,000,000.

Annual premiums starting as low as $144

Studio Coverage
Specialized insurance coverage is also available specifically for eligible exercise studios and club owners. . Please call us for information about this coverage.
How Insurance Commences
Coverage will be bound upon receipt and approval of completed enrollment form and payment of appropriate premium. You will then be provided a Certificate of Insurance showing proof of coverage.
Information About K&K Insurance Group.

K&K has built a solid reputation for innovative programs based on extensive research into the markets they serve. The proof is in the unique programs that K&K offers, such as liability coverage for group exercise instructors and personal trainers, health clubs, and exercise studios, to name a few.

When the Aerobics and Fitness Association of America (AFAA) needed flexible programs that would cover a wide range of group exercise instructor and personal trainer related activities, K&K came up with a solution.

In fact, they're the "Official Insurance Agent" representing AFAA members.

Program Highlights

Commercial General Liability - Protects you while acting under independent contractor status

Professional Liability

No Deductible

"A+" Rated Company

Additional Insureds at no additional costs (i.e., Managers and/or Lessors of Premises)

Defense Reimbursement Protection for Abuse or Molestation Claims

Notable Exclusions

Employment Related Practices

Designated Products - Herbal, Medicinal or Nutritional Products

Professional Physical Therapy, Dietician, Medical, Health Care, Massage, or Salon Services

Need insurance NOW? For more information and a no obligation quote, please call one of our Insurance Representatives today at
1-800-596-0969, or for even faster service, visit where you can purchase coverage and receive coverage documents immediately.